Last Updated on August 29, 2024
Opting for a career path after completing the 12th standard can be challenging, especially for students who have just cleared their 12th commerce. The number of options available can be mind-boggling when selecting a course that guarantees a good-paying job. It is true that in today’s competitive world having a degree from a reputed college in a high-demand field can exponentially increase your chances of landing up with lucrative employment opportunities.
The article discusses various choices ranging from traditional fields like accounting and finance to new-age domains such as data science and digital marketing. Consider your interests, desired skill set and earning potential while going through these courses after 12th commerce.
High Salary Courses with Mathematics for Commerce
Mathematics is important in commerce because it helps in analyzing and interpreting financial data. There are many high-paying careers in commerce for students who are good at maths. Areas where mathematics can be applied include accountancy, finance, economics and statistics.
It is also important for data analysis, risk management and investment analysis. A good base in maths helps students to understand complicated financial models and make sensible business decisions. Thus, they can opt for many high-paying careers in the commerce stream which can lead to a successful and lucrative career.
There are numerous best career options after 12th in Commerce for the students. In the following sections, you will find out about top high-salary courses in commerce with maths.
1. Actuarial Science
Actuarial science applies mathematical and statistical methods to assess financial risks and uncertainties. Actuaries develop complex models using data analysis for formulating financial strategies that reduce risks while optimizing financial outcomes. They work within the insurance as well as finance sectors because they have specialized skills that are highly sought-after by employers.
2. Financial Engineering
Financial engineering means the use of mathematical techniques to solve financial problems. They are used in financial markets and instruments. Complex models are created by financial engineers who implement them for risk management as well as optimizing returns. These experts can be found in investment banks, and hedge funds among other financial institutions where they help to design and execute strategies for finance.
3. Quantitative Finance
The study of financial markets and instruments using statistical and mathematical techniques is known as quantitative finance. They create financial models to analyze risk, determine how to invest optimally and price financial derivatives among other tasks. This is applied in investment banking, hedge funds as well as other types of financial institutions.
4. Risk Management
Risk management refers to the process that identifies, evaluates and prioritizes risks that could have an impact on the financial or reputational aspects of a firm. There are different methods used by risk management professionals in dealing with these risks; they may choose to avoid them altogether, transfer their ownership elsewhere, reduce their likelihood or severity through preventive measures taken beforehand and keep some for themselves so as not to be caught off guard. Ideally, what such personnel do is minimize possible adverse effects while maximizing opportunities for growth and success.
5. Data Science
Data science involves extracting information from large amounts of complex data sets using statistical methods coupled with computer algorithms. Some people think that cleaning such huge volumes before analyzing it can be very difficult; however, this is not always true because there are tools like programming languages or machine learning algorithms that make it easier for us humans to do so without much hassle than later come up with useful models based on our findings about what patterns drive business decisions and strategies.
Courses After 12th Commerce Without Maths With High Salary
Commerce has gained much popularity among the students, hence they are more inclined towards it. Students who have done their 12th commerce without maths can become a Chartered Accountant (CA), Company Secretary (CS), Chartered Financial Analyst (CFA), Actuary or Surveyor with a Law Degree.
Here we have mentioned the best courses after 12th commerce without maths with the highest salary packages:
1. Chartered Accountant (CA)
Chartered Accountancy is one of the most popular degrees after 12th commerce, which also offers a high salary package. The best thing about this course is that you don’t have to study mathematics in your class 12th to pursue it. So, it serves as an excellent opportunity for those students who have completed their 12th commerce without maths.
It requires a three-tier exam system to become a CA. Another positive point about CA is that you can start pursuing it right after completing your high school i.e., 10th grade because it consists of three levels; Foundation Course, Intermediate Course and CA Final.
These three levels need to be achieved to complete the internship that lasts for 2.5 years. Once you’ve completed it, you’ll become a certified accountant. It is a good start for anyone considering accounting as their career path.
2. Company Secretary (CS)
A company secretary is an excellent profession in business that doesn’t require math at all and also does not have mandatory math as a subject. They ensure that all rules are followed by their organizations and help the board of directors meet different regulatory challenges that they might not understand alone or may find difficult without assistance from these professionals. CS can be considered one of the best career options after 12th commerce without maths for those who want to pursue this field.
They must make sure their companies submit necessary legal documents like annual financial statements, tax payments, yearly revenue disclosures etcetera. The exams and courses for becoming Company Secretaries in India are conducted by ICSI (Institute of Company Secretaries in India).
3. Certified Management Accountant (CMA)
Another demanding program among students who did 12th commerce without maths is the Certified Management Accountant or CMA. This person is responsible for assessing and interpreting information from different sources to enhance efficiency. They are experts in corporate finance and accounting.
To become a Certified Management Accountant, you need to start your journey by joining ICAI (Institute of Cost Accountants of India). If you are a 10th standard pass student, then after completing high school, enrol yourself into the CMA Foundation Course followed by passing the foundation exam after 12th standard.
4. Certified Public Accountant (CPA)
Students who have had their 12th commerce without maths completed should consider doing CPA as their professional course because it leads them towards high-paying financial jobs. Certified Public Accountant (CPA) is one such designation that requires hard work but eventually pays off with respectability in any field related to accountancy.
Accounting professionals holding this qualification are responsible for managing the accounting systems of organizations where they are employed; they also prepare reports based on audits conducted by them or others within these firms; moreover, CPAs offer financial services not only to individuals but government entities too which means that this career path offers not only good returns now but also prospects.
5. Lawyer (LLB/ Bachelor of Legislative Law)
The Bachelor in Law is another sought-after career choice among students of Commerce without Maths after 12th. An LLB degree is traditionally a postgraduate course however one may also pursue it through an integrated program. For example, BA+LLB is such an integrated course that allows you to obtain a legal qualification immediately after completing your 12th standard from the Commerce stream without Mathematics. The law course duration is five years in the case of these integrated programmes so there is no need to do another separate bachelors-level study for becoming eligible towards legal practice.
Common integrated courses that lead to practising law are:
- BCom + LLB
- BBA + LLB
- BA + LLB
- BSc + LLB
6. Bachelors of Business Administration (BBA)
If your interest lies in the corporate world and aspires to leadership positions within companies then pursuing a Bachelor of Business Administration would be apt for you. The BBA degree will teach you management basics, business strategies etcetera required while working at managerial levels in organisations. It happens to be one of the popular choices under 12th commerce without a maths stream.
7. Bachelor of Commerce (B. Com)
One of the most common career options after 12th commerce without maths is pursuing a Bachelor of Commerce degree. B.Com is a three-year course where you are introduced to basic finance, accounting, business, and other commerce-related subjects; it gives an idea about various fields in commerce and their working. If you want to do courses in 12th commerce without maths then this can be a good option for you.
Which Course to Choose after 12th Commerce?
The first question that comes to everyone’s mind is ‘Which course should I take up after class 12?’ This decision holds great weight as it determines where we will land in our lives and what kind of opportunities will be available for us when we graduate from college or university with those qualifications
List of Top 6 Courses after 12th Commerce
| BCom | BCA (IT and Software) |
| BBA LLB | Chartered Accountancy |
| BBA/BMS | Company Secretary (CS) |
This list dives deeper into some of the most popular courses after 12th commerce
1. Bachelor of Business Administration
This is among the most popular courses with students from all three streams: Science, Commerce, and Arts. The subjects taught under this curriculum include Management principles, Business Analytics, Marketing Management, Digital Marketing, Business Laws, and Human Resource Management.
2. Bachelor of Computer Application (BCA)
It is a 3-year undergraduate program that teaches basic computer and software development skills that are required to have an IT job. It lays the foundation for a higher career in Computer Applications.
The course curriculum includes computer languages like C++, Python, Java, Oracle etc. Apart from this it also touches on professional aspects such as cloud computing, computer networks, user interface design, graphics and animation, Unix web development etc.
3. Company Secretary (CS)
This course is offered by the Institute of Company Secretaries of India (ICSI) and has three levels through which a student has to clear after 10+2 on completion of which the certificate of Company Secretaryship is issued.
The three levels of computer science after 10+2 are:
- Foundation Program
- Executive Program
- Professional Program
4. LLB (Bachelor of Law)
This is a five-year integrated program that can be opted by anyone who has completed their 12th Commerce and wants to pursue a career in law, justice, and administration. The program is governed by the Bar Council of India (BCI).
BA. LLB, B.Com LLB and BBA LLB are three integrated programs with LLB offered by different National Law Universities (NLUs) across the country. In BA LLB, Art subjects are taught along with Law. Commerce subjects form part of the curriculum for B.Com with LLB along with law subjects and management subjects coupled with criminal law, civil law, tax law corporate law, patent law social law etc. for BBA LLB
5. Diploma in Education (DEd)
The DEd or the Diploma in Education is a course that offers an undergraduate degree to work as a teacher at the nursery or kindergarten level in schools or other educational institutions. The program has its roots in India, where it’s considered to be of UG level and students can pursue it immediately after completing Class 12th.
DEd or Diploma in Education is a certificate-level teacher training programme that equips candidates to become nursery school teachers. The course caters to elementary-level education in India and is an important job-oriented programme in the field of education.
Jobs and Career Opportunities after 12th Commerce
For those who have completed their class 12th with commerce, many opportunities are waiting for them regarding jobs and careers. These jobs mainly belong to accounting, commerce-related fields like banking or finance industry etc. Below you can find a few profiles that one could choose as a career option after completing his/her 12th standard exam from the commerce stream.
| Course Name | Job Profiles and Career Opportunities |
| Bachelor of Commerce | Accountant, Accounts Executive, Financial Analyst, Finance Executive, Bank Manager |
| BBA LLB | Business Consultant, Lawyer, Govt jobs |
| BBA/BMS | Marketing Executive, Sales Executive, HR Executive, Business Development Executive |
| Chartered Accountancy | Private Practice, Advisor, Financial Advisor |
| Company Secretary | Advisor, Compliance Officer, Corporate Planner |
| Cost Accountancy | Cost Accountant, Senior Accountant, Financial Analyst |
| BCA | Computer Programmer, Database Administrator, IT Support Executive, Information System Manager, Software Developer, Web Designer, Business Analyst |
We expect you to choose the right course and college with all the information provided. Stay connected with Shiksha for higher education-related everything.
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Summary
Choosing the right courses after 12th commerce requires careful consideration of your interests and future goals. We must think about what we like and what we want to do in the future. This list has many different kinds of jobs on it from accounting which is well known to data science which is growing fast digital marketing etc. You should take into account your working conditions preference among other things such as salary expectations or desired skills when making this decision because there are so many good courses out there for us all. Always consider only one thing if you can dream then you can achieve also.
FAQ’s
What are some high-salary courses after class 12 commerce?
Chartered Accountancy, Actuarial Science, Financial Engineering, Quantitative Finance, Business Management, Law and Data Science are some of the top courses after 12th commerce that offer lucrative salaries. These sectors provide excellent earning potential as well as growth opportunities for commerce graduates who want to work in high-paying jobs. It is advisable therefore to take up these programs so that you can increase your earnings and have a prosperous career.
What are the available courses for Commerce without Maths students?
For Commerce without Maths students, there are many options which include a BCom (General) degree program or Bachelor of Commerce Business Administration course Bachelor in Marketing management studies or Bachelor’s Degree in Tourism & Travel Management under B.Com among others like BBA i.e., Bachelor of Business Administration; BMS i.e., Bachelor of Management Sciences; BA LLB (Hons); BA HSS i.e., Humanities and Social Sciences; Fine Arts (Fine/Visual/Performing); BFA i.e., Bachelor of Fine Arts; Design Programme such as BDes; Journalism Programmes including BJMC: Journalism and Mass Communication etc.
What courses can be done by a commerce student who has math in class 12th?
There are many courses which are available for commerce students with a maths background such as (BCom), Economics Honours, Mathematics Honours, Statistics Honours, BCom (General), BCom Honours, BCom Accounting & Taxation, BCom Applied Economics, BCom Banking & Finance, BCom Business Administration, BCom Marketing, BBA or BMS and even BBA LLB among others.
Which is the best career option in commerce for the future?
Some of the promising careers of the future in the Commerce stream include Data Science, Financial Analysis, E-commerce and Digital Marketing. These fields are growing rapidly and have great opportunities for professional growth. Jobs related to data-driven analysis; online business or digital marketing can be rewarding as well as give you an exciting future in a changing world like that of trading.
Is there scope in the commerce field?
Yes, Commerce has a good scope for future jobs too. Industries will keep on requiring finance professionals along with accounting and management experts now and then. But what to choose among them depends on your ability/ interest level towards it so take up only after doing thorough research work which also matches with your strong areas as well as aims within this vibrant area of study called commerce but one thing always remember that we should make any decision wisely knowing what exactly we want from a life otherwise things might go wrong indirectly
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